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Martin S Schneider,The 401k Dr,The401kDr.com ("T4D"), any content, information or data, in this newsletter, article, T4D
website or any other source of material ("content"). This, or any, content is offered only for general information and
education purposes. T4D is not giving advice or offering any opinion with respect to the suitability of any security, or the
advisability of buying or selling any security that may be referenced in this content. T4D is not engaged in rendering tax,
accounting or legal services. Due to the dynamic nature of financial subject matter,T4D does not guarantee the content in
way. Consult a professional advisor before making investment, tax or legal decisions. To see a full disclosure visit our
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Copyright © 2006 Forefield Inc. All rights reserved.
Your Financial Health Matters!

THE 401K DR IS IN

Have you ever gotten 'short changed'?  You're not paying attention to the change you get from a cashier and
you later realize that you didn't get the correct cash returned to you.  It's happened to all of us at one point or
another in our life.  Well February is a short month, don't 'short change' yourself by not paying attention to
your financial health!  Make the commitment to do a thorough Financial Check Up.  If you haven't done your
taxes yet, it's really good prep work for doing your taxes.  Your accountant and tax preparer will Thank You!

Good Luck and Good Health,



Martin S Schneider
The 401k Dr
'Vision without Action is merely dreaming.
Action without Vision is passing time.
Vision with Action can change the world'. - Joel Baker
February 2007
Retirement Plans for Your Small Business

A retirement plan is a critical part of a competitive benefits package. Although small
business owners can sponsor a qualified retirement plan like a 401(k) or profit-sharing plan,
these plans can be expensive to maintain and relatively difficult to administer. Luckily, there
are a number of simpler alternatives.

More Details

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Lifecycle Funds: Cruise Control for Your Investing Strategy

Matching your asset allocation to your time horizon is one of the most basic investing
principles, but many investors either forget or neglect it. A lifecycle fund--sometimes called a
target maturity fund--attempts to tailor your investing strategy to your time frame for a
particular goal, such as retirement.

More Details

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Insuring Your Home Business

If you run a business out of your home, you need to pay special attention to your insurance
coverage. Fortunately, many insurance packages are designed specifically for small and
mid-size businesses, making it easier for you to obtain the insurance protection you need.

More Details

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Ask the Experts: How long should I keep my financial records?

The answer depends on the type of financial record. Here's a general guide for tax,
retirement, investment, and home improvement records.

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Ask the Experts: Are electronic records the same thing as paper records?

The number of people using their computers to prepare tax returns and manage
investments has skyrocketed in recent years. In fact, many people have completely
eliminated the paper trail in their financial lives, preferring instead to receive and store all
their financial statements electronically. But are electronic records adequate?

More Details
The 401k Dr
Martin S Schneider
a Licensed Investment Advisor
5677 Water Spring Way
Mason, Ohio 45040
877-401KDOC (5362)
fax: 877-401-5362
martin@the401kdr.com
www.the401kdr.com